Compliance

Anti-Money Laundering
& KYC Compliance

InfiniVoucher is committed to the highest standards of compliance. We maintain a comprehensive AML/KYC program designed to prevent financial crime and protect the integrity of our platform and the broader financial system.

Our Commitment

Zero tolerance for financial crime

As a B2B digital goods distribution platform handling significant transaction volumes, InfiiX LLC recognizes its critical role in the financial ecosystem. We are committed to operating in full compliance with all applicable anti-money laundering (AML), counter-terrorism financing (CTF), and sanctions regulations.

Our compliance program is overseen by a dedicated compliance officer and is subject to regular internal and external audits. We invest heavily in technology, training, and processes to ensure that InfiniVoucher is never used to facilitate financial crime. Every business partner undergoes rigorous vetting before gaining access to our platform.

2. KYC Procedures

All prospective partners must complete our Know Your Customer (KYC) and Know Your Business (KYB) verification before gaining access to the platform.

  • Government-issued photo identification of all authorized signatories and beneficial owners
  • Business registration certificate or articles of incorporation
  • Proof of business address (utility bill, bank statement, or lease agreement dated within 90 days)
  • Tax identification number (TIN/EIN) or equivalent local tax registration
  • Beneficial ownership declaration for entities with complex ownership structures
  • Source of funds documentation for initial deposits exceeding compliance thresholds

3. AML Program

Our Anti-Money Laundering program employs multi-layered monitoring to detect and prevent illicit financial activity across the platform.

  • Real-time transaction monitoring with automated rule-based detection systems
  • Velocity checks to identify unusual patterns in purchase frequency and volume
  • Automated flagging of transactions that exceed established thresholds or deviate from historical patterns
  • Behavioral analytics to detect anomalous account activity
  • Periodic re-verification of existing accounts based on risk scoring
  • Enhanced due diligence (EDD) for high-risk accounts and jurisdictions

4. Transaction Limits & Controls

We enforce tiered transaction limits based on account verification level and risk assessment to prevent misuse of the platform.

  • Tiered daily and monthly transaction limits based on KYC verification level
  • Cumulative daily caps that reset at 00:00 UTC
  • Monthly volume ceilings aligned with declared business activity
  • Automatic holds triggered when accounts approach or exceed established limits
  • Limit increase requests subject to enhanced due diligence review
  • Real-time balance and velocity monitoring across all payment methods

5. Suspicious Activity Reporting

We maintain a rigorous process for identifying, escalating, and reporting suspicious activity in compliance with federal requirements.

  • Suspicious Activity Reports (SARs) filed with FinCEN within required timelines
  • Internal escalation procedures with dedicated compliance review committee
  • Cooperation with law enforcement agencies and regulatory bodies upon lawful request
  • Mandatory employee training on suspicious activity identification and reporting
  • Whistleblower protections for internal reporting of compliance concerns
  • Quarterly review of SAR filing trends and pattern analysis

6. Record Keeping

We maintain comprehensive records as required by federal financial regulations and industry best practices.

  • Minimum 5-year retention of all KYC documentation and transaction records
  • Full compliance with FinCEN recordkeeping requirements under the Bank Secrecy Act
  • Immutable audit trail for all account actions, transactions, and compliance decisions
  • Secure, encrypted storage of all compliance-related documentation
  • Regular backup and disaster recovery protocols for compliance data
  • Organized retrieval systems for regulatory examinations and audits

7. Sanctions Screening

Every account and transaction is screened against international sanctions lists to prevent prohibited dealings.

  • OFAC (Office of Foreign Assets Control) Specially Designated Nationals (SDN) list screening
  • International sanctions lists including UN, EU, and UK sanctions
  • Real-time screening at account onboarding and on an ongoing basis
  • Automatic blocking of transactions involving sanctioned entities or jurisdictions
  • Periodic rescreening of existing accounts against updated sanctions databases
  • Comprehensive screening of beneficial owners and authorized representatives

8. Regulatory Framework

Our compliance program is built upon and adheres to the following regulatory frameworks and guidelines.

  • Bank Secrecy Act (BSA) — foundational U.S. anti-money laundering statute
  • FinCEN Prepaid Access Rule (31 CFR 1022) — regulations specific to prepaid access providers
  • Financial Action Task Force (FATF) Recommendations — international AML/CFT standards
  • USA PATRIOT Act — enhanced due diligence and information sharing requirements
  • OFAC sanctions compliance — prohibitions on dealings with sanctioned parties
  • State-level money transmission regulations as applicable

Compliance Inquiries

For questions about our compliance program, to report suspicious activity, or for regulatory inquiries, please contact our compliance team directly.

InfiiX LLC — Compliance Department

30 N Gould St, STE R

Sheridan, WY 82801, USA

[email protected]arrow_forward